The hottest interpretation of China's four major e

Interpretation of China's four major e-commerce policies in 2010

[guide] September 1 this year is bound to be recorded in the history of China's e-commerce development; From September 1 this year, the soft environment for the development of online shopping in China will be greatly improved. News: whether the Ministry of industry and information technology, the central bank, or the General Administration of customs, which seemed to be unable to compete with e-commerce and shopping in the past, will begin to implement a series of regulations and policies issued by each of them. Their fields involve the inter-bank clearing system and third-party online payment licenses (B2B, B2C and C2C online payment) Real name system (mobile e-commerce, mobile payment), personal import tax adjustment (online shopping, overseas purchasing), these keywords, all around the core theme of e-commerce

the following is the inventory and interpretation of four major policies related to e-commerce implemented in China since September 1 brought to you by China e-commerce research center

(I) super bank was officially launched

the central bank's inter-bank payment clearing system (commonly known as super bank) which has attracted much attention has been officially launched yesterday. Tianjin, Beijing, Guangzhou and Shenzhen are the first cities to go online. At the same time, 10 cities including Shanghai, Hangzhou and Nanjing will go online in mid October, and will be expanded to other cities in mid November. Super bank will realize the unified management and settlement of cross bank funds of single users. Individuals or enterprises can query and manage the settlement accounts opened in multiple commercial banks through a unified operation interface. The ultimate goal is to achieve inter-bank account management, inter-bank fund remittance and other operations

it is expected that the electronic payment industry will usher in explosive growth after the issuance of licenses, and usage habits, stored value cards and payments will become an important driver of the acceptance environment. To this end, Feng Lin, an Internet and financial analyst at China e-commerce research center, said that the representatives of such stocks include national technology, Changdian technology, Shanghai Fudan, Nantian information, Dongxin Heping, Zhengtong electronics, Hengbao shares, etc

(II) third party payment license application begins

the measures for the administration of payment services of non-financial institutions issued by the people's Bank of China on June 21 will come into force on September 1. The measures stipulates that third-party payment companies must obtain licenses within one year, which marks the beginning of the issuance of third-party payment licenses by the central bank. However, as the detailed rules for the implementation of the measures have not yet been issued, the third-party payment enterprises still have no specific methods and channels to submit applications to the central bank. Each company is still in its own filing stage, waiting for the promulgation of the detailed rules of the central bank. (for details, see the report on interpretation of the measures for the administration of payment services of non-financial institutions (click to download the report:)

the measures stipulates that no non-financial institutions or individuals may engage in payment business or engage in payment business in disguised form without the approval of the central bank. Non financial institutions that provide payment services shall obtain a payment business license in accordance with the provisions of the measures and become Payment institutions, subject to the supervision and administration of the people's Bank of China

at the same time, the measures also clarify the regulatory scope of payment services of non-financial institutions, including online payment, issuance and acceptance of prepaid cards, bank card receipt and other payment services. For non-financial institutions that are currently engaged in payment business, the central bank has given a grace period of one year. Relevant enterprises that fail to obtain licenses within the time limit will not continue to engage in payment business

(III) the real name system will be gradually implemented. The long-awaited real name system will be implemented today. The Ministry of industry and information technology recently decided to officially implement the real name system from September 1

the so-called real name system means that when consumers go to the business hall to buy a card, they must hold an ID card to apply. According to the requirements of the Ministry of industry and information technology, the registration of users' real names will be implemented in two stages. The phase is to fully implement the real name registration of new users from September 1 this year. All users who buy prepaid cards must provide real identity documents, which will be stored in the system by the operator for filing.; In the second stage, based on the introduction of laws related to user real name registration, it is planned to do a good job in the supplementary registration of old users in three years

according to the investigation of China e-commerce research center, the mobile real name registration methods are: 1. Login; 2. Send SMS smdj # name # ID number to 10086; 3. Hold a valid certificate and SIM card, and go to the communication 100 service hall for real name registration with the service password

in this regard, Zhang Zhouping, an analyst at the China e-commerce research center, believes that the real name system can effectively regulate the current market order, help solve the situation of spam messages flying all over the world, and curb the current growing SMS fraud and other acts

(IV) reduction of the threshold of import tax on overseas purchasing on a commission basis

according to the relevant matters on the adjustment of administrative measures for inbound and outbound personal postal articles without grading throughout the whole process issued by the General Administration of customs, from September 1 this year, only articles with a tax payable of less than 50 yuan (including 50 yuan) can be exempted from taxation, otherwise import tax will be levied in accordance with the law. Before that, the starting point of tax on mailed goods was 500 yuan

in recent years, driven by the continuous appreciation of the RMB, overseas purchasing business as a new consumption mode has flourished in China, especially on Taobao, where the content of inorganic substances (mainly calcium carbonate) is 40%. In recent years, while it is convenient for mainland people to buy new and exotic overseas products, it is also. According to the "2010 (Part I) China e-commerce market data monitoring report" released by China e-commerce research center, a domestic e-commerce research and dissemination platform, by the end of June 2010, the market transaction scale of overseas purchasing agent had reached 78 200 million yuan, and is expected to reach 11.03 billion yuan by the end of 2010. Among the many overseas purchasing products, cosmetics are popular with consumers, accounting for 28% of the quantity of purchasing goods; The second is milk powder, accounting for 17% of the quantity of goods purchased on behalf of others. However, with the increasing popularity of overseas purchasing business, the legal risks behind it are also gradually emerging. In this regard, Fang Yingzhi, an analyst at the China e-commerce research center, believes that the new adjustment policies introduced by the state are, on the one hand, to severely crack down on smuggling, on the other hand, to safeguard the interests of domestic products and promote the reshuffle of the purchasing industry. Fang Yingzhi pointed out that after the implementation of the new policy, the industry will definitely eliminate a number of purchasing agents who are not very strong, and the remaining purchasing agents who are relatively strong and have good reputation will get more development space, which will promote the benign development of the whole purchasing industry